The key activity of the Company is focused on providing services to improve clients' financial liquidity. The main services offered by the Company can be divided into two basic groups. The first one is services allowing clients to obtain cash before the due date, factoring service and purchase of receivables. As part of the second group, you can distinguish debt collection services, purchase of receivables and collection, which are used to solve problems related to overdue receivables.

COLLECTION BY CLAIM

We offer modern and comprehensive debt collection solutions, both in terms of preventing the occurrence of debts and recovering debts in an amicable and legal manner. The experience and high qualifications of the employed team of employees are a guarantee of the effectiveness of the activities carried out making us a reliable business partner.

Benefits of debt collection:

§ A flexible debt collection system tailored to the client's needs

§ No initial fees or subscription fees

§ Reduction of own outlays related to the process of recovering receivables and costs of financial control

§ The ability to quickly recover money frozen in receivables and improve the financial liquidity of your own company

§ High efficiency and quick execution

§ Comprehensive and professional customer service provided by a team of professionals

§ Cooperation with the National Debt Register

PURCHASE OF CLAIM

We buy receivables from business transactions due to invoices and interest notes. The purchase transaction is made on the basis of the Assignment, that is, the Transfer Agreement of the Receivables. Under the agreement, all rights and obligations related to the claim are transferred to the buyer, while the creditor receives the agreed payment.

Advantages of purchasing receivables:

§ Increase in turnover and improvement of the client's financial liquidity through a quick launch of financing

§ Reduction of costs related to debt recovery by eliminating the risk.

RESTRUCTURING OF DEBT

SPARTAN GROUP SA also meets the needs of indebted enterprises whose turnover has decreased due to the weakening of the financial condition, which is often the result of improper management or having its base in the inability to recover own debts. In this case, the restructuring process is aimed at indicating the desired directions of corrective actions, by analyzing the debt, implementing effective management methods, working out repayment terms and, as a result, obtaining liquidity improvement.

We work out our effectiveness based on:

§ Comprehensive legal and economic analysis of the company

§ Consolidation of debt

FINANCING LIABILITIES

Financing of liabilities is a combination of the advantages of investment loan with factoring service. The company analyzes customer needs based on contracts that should be financed and mobilizes funds for a specific investment.

Benefits of financing liabilities:

§ Settlement of matured liabilities

§ Quick access to financial resources

§ Eliminating the risk of limiting the current operations of the client due to loss of financial liquidity

§ Flexible terms of repayment and security [on receivables, on real estate]

§ Continuing cooperation with existing suppliers of goods and services

§ Control of the cost of debt service

AUDIT OF CLAIM [DUE DILIGENCE]

This service is an important element of purchasing corporate debt portfolios in which each of the receivables is valued separately. Within the audit, the Company's specialists analyze the documentation, establishing the legal status of the receivables and estimating the amount of amounts that can be recovered, which allows to estimate the real value of the purchased portfolio.

The main purpose of the audit is:

§ A comprehensive overview of all areas of the company's operations in the context of financial security of the transaction

§ Introduction of solutions to minimize the risk of losing receivables

§ Identification of weaknesses in the financial structure that have a negative impact on the company's structure

§ Analysis of applied contractual arrangements, aimed at determining the existence of all possible and convenient legal safeguards and derivatives;

§ Preparation of a report containing a synthesis of findings made on the basis of analyzes carried out

CHECKING THE AMOUNT

Obtaining regular flow of payments resulting from transactions and commercial contracts is often difficult to achieve. The service offered by the Company is aimed at mobilizing the Customer's Customers to settle their obligations in a timely and reliable manner, while respecting the mutual relations between the parties to the transaction. As part of the service, we offer financial consulting without having to pay the initial fees, with the simultaneous possibility of taking quick and effective actions.

FACTORING

The company offers entrepreneurs the opportunity to collect receivables by resale of the sales document (invoice) by the Customer to SPARTAN GROUP SA before the payment deadline. This is the optimal form of converting the debt that is not yet in demand into cash.

Advantages of factoring:

§ Increase in turnover and improvement of the client's financial liquidity through a quick launch of financing

§ Reduction of costs associated with the risk of recovery while maintaining good relations with the Contractor

§ Reducing formalities and security

SHORT-TERM LOANS:

The company offers entrepreneurs the opportunity to quickly launch financing and thus improve financial liquidity.

Advantages of financing by SPARTAN GROUP SA:

§ Increase in turnover and improvement of the client's financial liquidity through a quick launch of financing

§ Speed ​​of decision and minimum formalities

§ Flexible terms of repayment and security [on receivables, on real estate]

MANAGING MORTGAGE CLAIMS

The company offers its clients a mortgage debt management service, which includes all legal actions, both of debt collection and commercial nature, related to receivables secured by a limited property right on real estate.

We offer:

§ Analysis of the legal status of real estate

§ Consolidation of entries

§ Indication of potential buyers

§ Preparing the property for sale and carrying out the sale of the property itself