Działdowska Agencja Rozwoju SA was established in 1994. From the beginning of its existence, it has consistently followed the path of tasks set out in its Statute. At their head are, among others tasks related to supporting the economic, cultural and social development of the City and Commune of Działdowo in the scope of shaping and implementing regional policy, but also cooperation with state and local government institutions as well as comprehensive service for small and medium-sized enterprises.
The company is characterized by a multitude of actions, which manifests itself in taking actions affecting, directly or indirectly, the improvement of the quality of life in the city and commune of Działdowo.
Over the dozen or so years of its existence, DAR SA has evolved and continuously strengthened its position among organizations involved in supporting local development. The basic tools that we use to achieve our goals include:
- loans for micro, small and medium-sized enterprises and start-ups,
- sureties, granted as collateral for loans and borrowings, financed both from the Agency's own resources and from funds obtained under EU funds,
- advice for small and medium-sized enterprises,
- trainings,
- language courses,
- adult education,
- teacher training.
64.99.Z - Other financial service activities, except insurance and pension funding not elsewhere classified
64.92.Z - Other credit granting
68.20.Z - Rental and operating of own or leased real estate
82.99.Z - Other business support service activities not elsewhere classified
85.31.B - General upper secondary schools
85.41.A - Post-secondary schools
85.41.B - Colleges of Social Workers
85.41.C - Teacher training institutions
85.59.A - Teaching of foreign languages
85.59.B - Other out-of-school forms of education, not elsewhere classified
2019 | 2020 | 2021 | ||
---|---|---|---|---|
M PLN | M PLN | M PLN | % | |
Net sales | 3 | 3,2 | 2,6 | -19 |
Liabilities and provisions | 87,3 | 130,9 | 139,7 | 6,7 |
Equity | 21,6 | 21,8 | 21,9 | 0,4 |
Total assets | 108,9 | 152,7 | 161,6 | 5,8 |
Cash and cash equivalents | 31,9 | 31,4 | 26,2 | -16,7 |
Depreciation | 0,3 | 0,3 | 0,3 | -0,7 |
Gross profit / loss | 0,4 | 0,3 | 0,2 | -32,9 |
EBITDA | 0,4 | 0,4 | 0,4 | 0,1 |
Current assets | 44,8 | 52 | 50,8 | -2,4 |
Operating profit (EBIT) | 0,1 | 0 | 0 | 6,4 |
Net profit / loss | 0,3 | 0,3 | 0,1 | -58,9 |
% | % | % | p.p. | |
Return on equity (ROE) | 1,5 | 1,3 | 0,5 | -0,8 |
Return on sales (ROS) | 11 | 8,6 | 4,4 | -4,2 |
Equity ratio | 19,8 | 14,3 | 13,5 | -0,8 |
EBITDA margin | 13,4 | 12,4 | 15,4 | 3 |
Gross profit margin | 14,3 | 10,8 | 8,9 | -1,9 |
Days | Days | Days | Days | |
Current liabilities turnover ratio | 4643 | 5066 | 7127 | 2061 |
Current ratio | 1,1 | 1,1 | 0,9 | -0,2 |
Net debt to EBITDA | 54,3 | 166,4 | 203,2 | 36,8 |