Certum sp. z o.o.
Ul. Zbożowa 63/15, 87-100 Toruń
TAX ID9562308423
Phone48784348682
Rate company:
Certum sp. z o.o.
TAX ID9562308423
KRS0000529770
Share capital21,000.00 zł
address
Ul. Zbożowa 63/15, 87-100 Toruń
Branches
Categories
Main category
About us
This text has been translated automaticallyWe are a brokerage company that supports companies in concluding and servicing insurance and insurance guarantees. We prepare and implement solutions tailored to the needs and capabilities of our clients. Insurance contracts concluded with our participation are effective instruments supporting the company's operations and development. Well-informed knowledge and experience so that our clients can focus on their business. We work with dozens of insurers from the Polish and London market thanks to which we have a wide range of insurance products. We specialize in providing services to construction, transport and production companies (including wood production, furniture and plastics).
Offer
This text has been translated automatically CERTUM offers a full brokerage service consisting of:
- risk assessment
- preparation of the insurance program
- negotiating insurance terms with insurers
- preparation of offer analyzes along with a recommendation
- implementation of insurance according to the client's decision (applications / policies)
- full service of insurance guarantees
- insurance support (changes, declarations, etc.)
- reporting and handling of damages as well as submitting appeals and complaints
- cyclical training for customer employees from insurance and claims settlement
- sharing information about insurance and online damage
- ongoing reporting
Activity type
broker, service providerRegister Data
NIP
9562308423 
REGON
341622393
KRS
0000529770
Legal form
limited liability company
ALEO.com Registration Date
2018-04-11
Register Address
UL. GRUDZIĄDZKA 79 / 19, 87-100 TORUŃ
Date of registration in KRS
2014-10-31
Date of commencement of economic activity
2014-10-31
Act signature
RDF/521602/23/929
Website
http://www.certumbroker.pl
Pkd codes
66.22.Z - Activities of insurance agents and brokers
46.18.Z - Agents specialised in the sale of other particular products
47 - Retail trade, except motor vehicle retail
64.99.Z - Other financial service activities, except insurance and pension funding not elsewhere classified
66.19.Z - Other activities auxiliary to financial services, except insurance and pension funding
66.29.Z - Other activities auxiliary to insurance and pension funding
69.10.Z - Legal activities
70.22.Z - Business and other management consultancy activities
77 - Rental and leasing activities
85.59.B - Other out-of-school forms of education, not elsewhere classified
Payer VAT status
Active
Vat list bank account(s)
PL13 1140 2004 0000 3602 7584 7465 
Other bank account(s)
PL13 1140 2004 0000 3602 7584 7465 Financial data
Net sales [PLN]
Gross profit / loss [PLN]
Automatically generated based on financial statements from KRS Registry
| 2018 | 2019 | 2020 | ||
|---|---|---|---|---|
K PLN | K PLN | K PLN | % | |
Net sales  | 697,3 | 736,3 | 722,2 | -1,9 |
Liabilities and provisions | 134,9 | 81,3 | 175,8 | 116,2 |
Equity | 72 | 80 | 131,6 | 64,6 |
Total assets | 206,9 | 161,3 | 307,5 | 90,6 |
Cash and cash equivalents | 14,4 | 38,9 | 174 | 347,2 |
Depreciation | 65,9 | 70 | 47,4 | -32,4 |
Gross profit / loss | -5,5 | 11,8 | 58,7 | 399,2 |
EBITDA | 63,9 | 85,1 | 112 | 31,6 |
Net profit / loss | -13,4 | 8 | 51,7 | 549,2 |
Operating profit (EBIT) | -2,1 | 15,1 | 64,6 | 328,2 |
Current assets | 51,1 | 71,6 | 218,1 | 204,6 |
% | % | % | p.p. | |
Return on equity (ROE) | -18,6 | 9,9 | 39,2 | 29,3 |
Return on sales (ROS) | -1,9 | 1,1 | 7,2 | 6,1 |
Equity ratio | 34,8 | 49,6 | 42,8 | -6,8 |
EBITDA margin | 9,2 | 11,6 | 15,5 | 3,9 |
Gross profit margin | -0,8 | 1,6 | 8,1 | 6,5 |
Days | Days | Days | Days | |
Current liabilities turnover ratio | 55 | 40 | 89 | 49 |
Current ratio | 0,5 | 0,9 | 1,2 | 0,3 |
Net debt to EBITDA | 1,1 | -0,1 | -0,5 | -0,4 |
Financial statements
01-01-2023 - 31-12-2023
Annual financial report
Download xml01-01-2023 - 31-12-2023
Annual financial report
Download pdf01-01-2023 - 31-12-2023
Annual financial report
Download pdf01-01-2023 - 31-12-2023
Resolution or decision approving the annual financial statements
Download pdf01-01-2023 - 31-12-2023
Resolution on profit distribution or loss coverage
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