Oddział Trzebinia
Oddział Kraków
Our company was established as an independent Polish company associating financial experts. It was created by partners and experienced managers from the largest financial institutions in Poland. Working for these institutions, the constant limitation for us was the product base - strictly defined and not very flexible in terms of prices. For this reason, the idea of creating a company that would bring together the financial products of several dozen banks and financial institutions was born.
Centrum Finansowe Partner is a group of enthusiasts, ambitious professionals creating new service standards using professional experience. We specialize in analyzing the financial condition of our clients, we search and present the best loan offers available at the moment (cash loans, consolidation and mortgages, also for companies and farmers), and deposit (deposits, accounts), and we also suggest how to effectively minimize costs financial operations.
Being independent financial experts, our priority is the satisfaction of our client - we work for him and not for a financial institution. Our calling is to help and save our Clients' time and money.
Each of our employees is guided by the win-win rule,
You win - we win
What do you gain?
time saving - all financial institutions in one place, getting a quick credit decision with a minimum of formalities (loans for a statement, without the consent of the spouse, etc.),
saving money - selecting the best offer from the market,
help in obtaining the highest amount of financing,
tailor-made loan - tailored to the client's needs,
free credit analysis - comparison of financial liabilities currently held in relation to current market opportunities,
free creditworthiness test - checking financial possibilities,
conversation in a pleasant atmosphere - meeting over coffee / tea.
Why "Centrum Finansowe Partner", not a bank?
We have an unlimited opportunity to choose the best solution for the customer as soon as possible (all financial institutions in one place). The financial products we search for are priced as offered directly at the bank's outlet, or lower thanks to ongoing negotiations conducted by our experts.
Offers loans and credits from over 50 financial institutions in one place.
Consolidation, cash and mortgage loans and loans.
Loans and loans also for companies and farmers.
The offer of bank and non-bank loans.
64.92.Z - Other credit granting
62 - Computer programming, consultancy and related activities
64.19 - Other monetary intermediation
66 - Activities auxiliary to financial services and insurance activities
70 - Activities of head offices; management consultancy activities
73 - Advertising and market research
77 - Rental and leasing activities
78 - Employment activities
82 - Office administrative, office support and other business support activities
93 - Sports activities and amusement and recreation activities
2020 | 2021 | 2022 | ||
---|---|---|---|---|
M PLN | M PLN | M PLN | % | |
Net sales | 2,7 | 2,6 | 3,3 | 27,7 |
Liabilities and provisions | 0,3 | 0,3 | 0,3 | 13,5 |
Equity | 0,1 | 0,1 | 0,1 | -0,8 |
Total assets | 0,3 | 0,4 | 0,4 | 8,8 |
Cash and cash equivalents | 0,1 | 0,1 | 0,2 | 37,9 |
Depreciation | 0 | 0 | 0 | -18,8 |
Gross profit / loss | 0 | 0 | -0 | -101,9 |
EBITDA | 0 | 0,1 | 0 | -85,1 |
Net profit / loss | 0 | 0 | -0 | -102,1 |
Operating profit (EBIT) | 0 | 0 | -0 | -102,3 |
Current assets | 0,3 | 0,3 | 0,4 | 18,7 |
% | % | % | p.p. | |
Return on equity (ROE) | 5,7 | 38,5 | -0,8 | -39,3 |
Return on sales (ROS) | 0,2 | 1,9 | -0 | -1,9 |
Equity ratio | 22,8 | 32,9 | 30 | -2,9 |
EBITDA margin | 0,5 | 2,4 | 0,3 | -2,1 |
Gross profit margin | 0,2 | 1,9 | -0 | -1,9 |
Days | Days | Days | Days | |
Current liabilities turnover ratio | 22 | 34 | 33 | -1 |
Current ratio | 1,8 | 1,4 | 1,3 | -0,1 |
Net debt to EBITDA | -2,2 | -1,5 | -15,5 | -14 |
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