PROFERTO kredyt hipoteczny
ul. Dworcowa 23/1, 10-437 Olsztyn
TAX ID8882782367
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PROFERTO kredyt hipoteczny
TAX ID8882782367
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ul. Dworcowa 23/1, 10-437 Olsztyn

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About us

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At Proferto we have one goal. To provide our clients with the best mortgage, property or financing possible to meet their individual needs.

An Olsztyn company whose Experts have been helping residents obtain a mortgage and other financial products for 14 years. For individual clients and companies. They care for safety by choosing the right insurance and planning your finances.


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This is what we do every day:

- calculation of creditworthiness and assistance in matching the best loan offer based on a loan calculator provided directly by banks

- explanation of each of the mortgage parameters, such as the amount of own contribution, early repayment fee, and principles and costs of real estate valuation

- preparation of documents related to the purchase of an apartment, house or plot

- assistance in completing loan applications and required attachments to one or more banks

- conducting the credit process, crowned with the payment of the loan, entry of the mortgage in the land and mortgage register

- analysis of credit decision issued by the bank

- discussion of all paragraphs of the loan agreement

- coordinating real estate purchase transactions with loan disbursement

- mortgage ranking - a list of the best current offers according to specific assumptions

- a choice between variable and fixed interest on a housing loan

- choice between equal and decreasing installments

- analysis whether the "cheapest mortgage" really is the cheapest for the client

- exploring the possibility of refinancing a mortgage taken under the Family Na Swoim or Flat for Youth program

We also help in choosing a property appraiser, notary or insurance company in which the property will be insured.

A mortgage is, in simplified terms, a long-term bank loan secured by real estate. Goals for which a mortgage can be used:

- purchase of ready real estate on the secondary market,

- purchase of ready or built real estate on the primary market,

- purchase or construction of a house,

- property renovation or finishing,

- any purpose (mortgage loan),

- refinancing of costs incurred for housing purposes,

- consolidation of bank liabilities.

Activity type

service provider

Register Data

Full name

PROFERTO Krzysztof Bontal


Correspondence address

ul. Malinowa 9, 11-010 Wójtowo





Legal form

sole proprietorship Registration Date


Register Address

ul. Malinowa 9, 11-010 Wójtowo

Addressing an additional place of business

ul. Dworcowa 23/1, 10-437 Olsztyn


Krzysztof Bontal

Date of commencement of activity in CEIDG




Pkd codes

66.19.Z - Other activities auxiliary to financial services, except insurance and pension funding

62.01.Z - Computer programming activities

62.02.Z - Computer consultancy activities

63.12.Z - Web portals

64.91.Z - Financial leasing

64.99.Z - Other financial service activities, except insurance and pension funding not elsewhere classified

66.22.Z - Activities of insurance agents and brokers

68.31.Z - Real estate agencies

73.11.Z - Advertising agencies activities

73.12.C - Intermediation in the sale of the place on advertising aims in electronic media (Internet)

74.30.Z - Translation and interpretation activities

82.11.Z - Office administrative service activities


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